Earning/using Visa LINE Pay credit card (including P+) Points

Visa LINE Pay credit card (including P+)
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Earning/using Visa LINE Pay credit card (including P+) Points

Announcement
The points you earn when using your Visa LINE Pay credit card or Visa LINE Pay credit card (P+), have changed from LINE Points to V Points, starting with your usage from May 1, 2025. There have also been some changes to the percentage of Points you earn back.

See the following Sumitomo Mitsui Card page for details. (Only available in Japanese.)

Information about changes to the credit card service and receiving a new card

The Point reward limits for the Visa LINE Pay credit card (P+) are as follows.

Payment method	Payment type	Points
Payment method	Payment type	Point reward rate	Point reward limit
Add & Pay	Code payment¹	5%	500 Points per month²
	Online payment	None	None
	Pay bill payment	None	None
Other	Credit card purchase Apple Pay／Google Pay Visa Tap to pay	0.5%	None

¹Code payments using the Scan option to read codes displayed at PayPay merchants and Tappiness payments will also earn you Points.

²When using a family card, the main card holder and family card holders are each respectively eligible to receive up to 500 Points a month.

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About LINE Points for usage through April 30, 2025

For purchases made using:
• Add & Pay code payments, Points will be calculated for each transaction during the month (from the first to the end of the month) you used your Visa LINE Pay credit card (P+) and issued to you in a lump sum on around the 20th of the following month.

• Visa contactless payments, payments via insertion-style card readers, and iD payments, Points are issued within a few days of the date you see in your history on the Vpass online service for Sumitomo Mitsui credit card holders. (Only available in Japanese.)

You will not receive a notification message from the LINE Wallet official account when your Points are issued.
Note: For details about your usage history or payments, you need to log in to your Vpass account.

To check the Points you've received, go to the LINE main menu > Wallet > LINE POINT CLUB > History.
Note: You will not be issued Points if your LINE account's verified country is changed from Japan to any other country before Points are issued.

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Points are not awarded for:
• Online payments and Pay bill payments.
• Code payments made with Add & Pay after you've earned 500 Points in the current month.

See the following Help article for typical Visa LINE Pay credit card/Visa LINE Pay credit card (P+) transactions that do not earn you Points.

Point eligibility for Visa LINE Pay credit card/Visa LINE Pay credit card (P+) payments

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If you were not issued Points, it's possible that:
• The Points haven't been issued yet.
The period for when Points are issued differs depending on the card and payment method you used. See the following Help articles for more information.

When are Visa LINE Pay credit card Points issued?
When are Visa LINE Pay credit card (P+) Points issued?

• The card you used wasn't registered to your LINE Pay account.
You will not earn Points for any purchases made with your card before it is registered to your LINE Pay account.
Note: For family cards, Points will be issued to the account that the cards were added to.

• You made a transaction that doesn't earn you Points.
Depending on the product or service you purchased, you may not be eligible to receive Points. For information on which transactions do not earn Points, see the following Help article.

Point eligibility for Visa LINE Pay credit card/Visa LINE Pay credit card (P+) payments

Also, if you make an Add & Pay purchase with your Visa LINE Pay credit card (P+), you'll only earn Points for code payments.
Note: You will not receive Points for LINE Pay online payments or Pay bill payments.

• You've already earned the maximum number of Points possible.
You can earn up to 500 Points per month for using Add & Pay to make code payments with your Visa LINE Pay credit card (P+).

• You changed your LINE account's registered country before receiving Points.
You will not earn Points if you change your LINE account's verified country to anywhere but Japan.

To check your Point balance and history, go to the LINE main menu > Wallet > LINE POINT CLUB.

If some parts of a payment appear as canceled in your LINE Pay payment history and you don't receive the correct number of Points, contact us from this Inquiry Form.

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There are two kinds of Visa LINE Pay credit cards. If you've registered a card to your LINE Pay account, you can earn Points for each payment method at the following rates.

Visa LINE Pay credit card (P+)

Payment method	Payment type	Points
Payment method	Payment type	Point reward rate	Point reward limit
Add & Pay	Code payment¹	5%	500 Points per month
	Online payment	None	None
	Pay bill payment	None	None
Other	Credit card purchase Apple Pay／Google Pay Visa Tap to pay	0.5%	None

¹Code payments using the Scan option to read codes displayed at PayPay merchants and Tappiness payments will also earn you Points.

Visa LINE Pay credit card

Payment method	Payment type	Points
Payment method	Payment type	Point reward rate	Point reward limit
Add & Pay	Code payment	None	None
	Online payment
	Pay bill payment
Other	Credit card purchase Apple Pay／Google Pay Visa Tap to pay	1%	None

Related Help article:

About Add & Pay

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Canceling your Visa LINE Pay credit card or Visa LINE Pay credit card (P+) doesn't delete your LINE or LINE Pay account, so you can still use any Points you've earned.

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Visa LINE Pay credit card or Visa LINE Pay credit card (P+) bill payments can only be made using the bank account that you specified when applying for your card.

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Typical transactions that earn Points

	Examples
Credit card payments at Visa merchants	Credit card payments at physical and online stores¹
Apple Pay and Google Pay payments	Payments made by registering your card to Apple Pay or Google Pay
ETC card payments
Utility bill payments	Payments for electric, water, and gas bills (including automatic transfer payments)
Tax payments (up to JPY 50,000)²	Light motor vehicle tax, automobile tax, and property tax
Insurance premium payments (up to JPY 50,000)²	Life insurance, medical insurance, cancer insurance, private pension insurance, nursing care insurance, and fire insurance³

¹Some transactions are not eligible for Points.

²Points are issued for up to JPY 50,000 per transaction. If a payment amount exceeds JPY 50,000, Points will not be issued for the excess amount.

³National pension plan payments are not eligible for Points.

Typical transactions that do not earn Points

		Examples
Adding money to e-money, prepaid card, and wallet services	Commuter passes	Suica, Mobile Suica, PASMO, Mobile PASMO, and ICOCA (Includes commuter passes, Limited-Express train tickets, and Green Car (first class car) tickets)
Adding money to e-money, prepaid card, and wallet services	Other	Edy, WAON, Kyash, TOYOTA Wallet, ANA Pay, MYAKU-PE!, the V POINT smartphone app, and prepaid cards issued by Sumitomo Mitsui Card (SMBC)
Payments made through various payment services		Kyash, MIXI M, and PayPal
Carrier billing		Docomo Barai (ドコモ払い), au Easy Payment (auかんたん決済), or Softbank Matomete Shiharai (ソフトバンクまとめて支払い)
Purchasing gift cards		Visa gift cards
Purchasing value cards		iTunes, NETFLIX, Google, PlayStation, Amazon
Purchasing financial products		Mutual funds, stocks, cryptocurrencies, gold investments
Payments to public institutions and facilities		Museum entrance fees and payments at some hospitals and clinics⁴
Payments to charitable organizations		Payments to religious organizations
Payments made at post offices		Postal charges, baggage and transportation fare (e.g. Yu-Pack, Yu-Mail), stamps, postcards, and letter packs⁵
Donations/fundraising		The "hometown tax" (ふるさと納税) program
Annual fees		Annual fees for credit cards and electronic toll collection systems
Service charge payments		Revolving or installment credit card payments
Other		National pension plan payments, borrowing cash on credit

⁴As a general rule, Points are not issued for payments covered by health insurance. Points may be awarded for some out-of-pocket medical expenses, but we are unable to respond to individual inquires about which medical institutions/payments are eligible.

⁵For details about which products can be purchased with a credit card, contact your post office directly.

⁶Add & Pay payments with a Visa LINE Pay credit card are not eligible for Points.

For information about the Visa LINE Pay credit card (P+), see the following Help article.

Visa LINE Pay credit card (P+) payments that do not earn Points

Additionally, Visa LINE Pay credit card payments for some services and products are not recognized as eligible for Points by Sumitomo Mitsui, Visa, or LINE Pay. In these cases, you will know that your payment was not eligible if you do not receive Points.

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Points are issued within a few days of the date you see in your history on the Vpass online service for Sumitomo Mitsui credit card holders. (Only available in Japanese).
You will not receive a notification message from the LINE Wallet official account when your Points are issued.
Note: To check your history or payment details, you need to log in to your Vpass account.

To check the Points you've received, go to the LINE main menu > Wallet > LINE POINT CLUB > History.

You will not be issued Points if your LINE account's verified country is changed from Japan to any other country before Points are issued.

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Earning/using Visa LINE Pay credit card (including P+) Points

Earning/using Visa LINE Pay credit card (including P+) Points

Visa LINE Pay credit card (P+) Point reward limits

When are Visa LINE Pay credit card (P+) Points issued?

Visa LINE Pay credit card (P+) payments that do not earn Points

I didn't get Points for using my Visa LINE Pay credit card/Visa LINE Pay credit card (P+)

About Visa LINE Pay credit card/Visa LINE Pay credit card (P+) Point reward rates

What happens to my Points if I cancel my Visa LINE Pay credit card/Visa LINE Pay credit card (P+)?

Can I pay Visa LINE Pay credit card/Visa LINE Pay credit card (P+) bills using my LINE Pay balance/LINE Pay Light balance or Points?

Point eligibility for Visa LINE Pay credit card/Visa LINE Pay credit card (P+) payments

When are Visa LINE Pay credit card Points issued?